Golden Bank, N.A.
Privacy Disclosure


Why?   Financial companies choose how they share your personal information. Federal law gives   
consumers the right to limit some but not all sharing.  Federal law also requires us to tell you
how we collect, share, and protect your personal information.  Please read this notice carefully to
  understand what we do.          
What?   The types of personal information we collect and share depend on the product or service you
  have with us.  This information can include:  
  • Social Security number and other identification information  
  • Account balances  
  • Payment and transaction history  
  • Credit history and credit scores  
  • Income and assets  
  When you are no longer our customer, we continue to share your information as described in this
How?   All financial companies need to share customers' personal information to run their everyday
business.  In the section below, we list the reasons financial companies can share their 
customers' personal information; the reasons Golden Bank, N.A. chooses to share; and
  whether you can limit this sharing.      
Reasons we can share your personal information Does Golden Bank, N.A. share? Can you limit this sharing?
For our everyday business purposes -    Yes No
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus  
For our marketing purposes - Yes No
to offer our products and services to you  
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -  No We don't share
information about your transactions and experiences
For our affiliates' everyday business purposes -  No We don't share
information about your creditworthiness  
For our affiliates to market to you     No We don't share
For nonaffiliates to market to you     No We don't share
Question? Please Call 713-777-3838 for questions.
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Who we are              
Who is providing this notice? Golden Bank, N.A.    
What we do              
How does Golden Bank, N.A. To protect your personal information from unauthorized access 
protect my personal information? and use, we use security measures that comply with federal law.
    These measures include computer safeguards and secured files
    and buildings.  
    We use physical, electronic and procedural safeguards to help 
    prevent unauthorized access to customer information, and periodically
    test and update our safeguards.  We train and regularly educate our
    employees about the importance of maintaining the confidentiality of 
      customer information and the proper handling of customer information.
How does Golden Bank, N.A. We collect your personal information, for example, when you
collect my personal information? • open an account or deposit money  
    • pay your bills or apply for a loan  
    • use your debit card  
    We also collect your personal information from others, such as credit
      bureaus, affiliates, or other companies.  
Why can't I limit all sharing? Federal law gives you the right to limit only  
    • sharing for affiliates' everyday business purposes - information 
      about your creditworthiness  
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you  
    State laws and individual companies may give you additional rights to
      limit sharing.      
Affiliates     Companies related by common ownership or control.  They can be 
    financial and nonfinancial companies.  
      Golden Bank has no affiliates.  
Nonaffiliates   Companies not related by common ownership or control.  They can be
    financial and nonfinancial companies.  
      Golden Bank does not share with nonaffiliates.
Joint marketing A formal agreement between nonaffiliated financial companies that
    together market financial products or services to you.
      Golden Bank has no such agreement.