Solutions for your Business
With more than 40 years of banking experience, Golden Bank, N.A. delivers knowledgeable, relationship-focused financing to support companies of every size. Our commercial lending team takes the time to understand your business, your goals, and your challenges—providing customized solutions and competitive terms to help you succeed.
Whether you’re launching a new venture, expanding operations, strengthening cash flow, or investing in equipment or property, our experienced bankers are here to guide you every step of the way.
Flexible Financing Options
Revolving Lines of Credit for Working Capital
Maintain day-to-day cash flow with a renewable line of credit that gives your business access to funds when you need them. Use it to cover seasonal fluctuations, payroll, inventory purchases, or unexpected expenses—without reapplying each time.
Equipment Financing
Upgrade, replace, or expand your equipment with fixed or variable-rate financing options. From manufacturing machines to office technology and vehicles, we help you acquire the tools needed to increase productivity and support business growth.
Accounts Receivable & Inventory Financing
Improve liquidity by using receivables or inventory as collateral. This solution provides access to working capital without waiting for invoices to clear, helping you manage expenses, production, or new orders more efficiently.
Capital Loans
For longer-term investments, our term loans provide stable repayment schedules and competitive rates. Use them for business expansion, facility improvements, construction, business development, and other growth-driven initiatives.
Business Acquisition Loans
Purchasing or expanding a business is a major investment. Our acquisition financing options are designed to support transitions in ownership, mergers, partner buyouts, and strategic growth opportunities.
Trade Finance Solutions
For businesses involved in domestic or international trade, we offer letters of credit, import/export financing, and other trade-based solutions that help reduce risk and support smooth transactions.
To learn more or speak with a loan officer, please contact our main office at (713) 777-3838.