With over 40 years in the banking industry, Golden Bank, N.A. is dedicated to providing knowledgeable, friendly financial solutions tailored to your needs. When it comes to mortgage lending, our experienced team is committed to guiding you through every step of the home financing process. We offer a variety of adjustable-rate mortgage loan products with flexible terms and competitive rates. Whether you’re a first-time homebuyer or an experienced borrower, our experienced Mortgage Loan Originators are here to help you find the right loan for your situation.
Contact a Mortgage Loan Originator at any of our
branches for more details.
| MORTGAGE LOAN TYPES |
HOMESTEAD PLUS |
NON-RESIDENT |
HOME EQUITY LINE OF CREDIT (HELOC)* |
QM (QUALIFIED MORTGAGE) |
| CHARACTERISTICS |
- Loan applicants who want to buy/refinance primary residence, second home, or investment property with alternative option mortgage loans
- Flexible qualification options
- Adjustable-Rate Mortgage
|
- Loan applicants who are not a U.S. resident and are domiciled in a foreign country, but want to buy/refinance residential property in U.S.
- Flexible qualification options
- Adjustable-Rate Mortgage
|
- Loan applicants who need an open-end, variable-rate revolving line of credit secured by residential real estate
- Alternative income documentation
- Flexible qualification options
- Interest payment only with draws/balance
- Flexible schedule to draw/pay back during draw period
|
- Loan applicants who want to buy/refinance primary residence, second home, or investment property with full documentation mortgage loans
- Full income and assets documentation
- Competitive rate
- Fixed-Rate Mortgage
|
*Currently Available in California Only
Golden Bank, N.A. NMLSR ID 937954
