Financing Solutions Backed by the U.S. Small Business Administration
Golden Bank is committed to supporting entrepreneurs and small businesses with flexible, government-backed lending options. Our SBA loan programs are designed to help you start, build, and expand with confidence.
SBA 7(a) Loans
As an SBA Preferred Lender (PLP), Golden Bank has delegated authority to approve 7(a) loans directly in-house. This streamlined process can reduce approval time by two weeks or more. With up to 75% of the loan amount guaranteed by the U.S. Government, borrowers benefit from increased financing capacity and attractive terms.
SBA 504 Loans
Ideal for long-term investments such as commercial real estate, equipment, or other major fixed assets. SBA 504 loans offer low down-payment requirements and competitive, fixed interest rates, providing a stable financing structure for business growth. This includes Export Working Capital Lines, designed to help businesses manage the demands and risks of international trade. Access funding to support production, inventory, accounts receivable, and foreign sales—while keeping cash flow healthy.
Why choose Golden Bank for SBA Loans?
- Faster approvals with delegated lending authority
- Competitive rates and flexible repayment terms
- Backed by trusted SBA-guaranteed programs
- Experienced lending team dedicated to your success