Events
Golden Bank Hosted Field Trip for Alief Elsik High School – May 11, 2023
Golden Bank, N.A. (GBNA) accompanied a group of about 50 ninth grade students of Alief Elsik High School (International Academy) and their teachers on a cultural field trip on 5/11/2023.
The students toured the Chung Mei Temple in Houston, Texas, and participated in an enlightenment talk by the Master of the Temple, Venerable Miaohan. Venerable Miaohan introduced the history and goal of Temple, she also encouraged students to set up their goal and work hard to make the dreams come true. Students also toured the Cultural Center of Taipei Economic & Cultural Office in Houston (TECO) with Ms. Elaine Chen as TECO’s volunteer tour guide. The students learned about the history and culture of Taiwan, and compared to Texas history. GBNA believes teaching diversity and cultural awareness prepares students to become better citizens in their communities and allows them to flourish in the workforce.
Special thanks to GBNA officers Kristi Osborne, SVP/Compliance and CRA Officer; Terry Hou, FVP/Community Relations Officer; Bill Chen, SVP/Lending Officer and Lakisha Penny, Compliance Analyst, for investing their time and efforts with our youth.
GBNA Hosts Petrosky Elementary School Field Trips – April 14 & 28, 2023
Golden Bank, N.A. (GBNA) participated in Petrosky Elementary School Field Trips held on 4/14/2023 and 4/28/2023 to integrate with the school’s Mandarin Immersion Program. The school launched this program in 2018 which serves students in Pre-Kindergarten through 4th Grade in learning both English and Chinese daily. The vision of the school is to help each and every student reach their full potential and become a successful member of the community in which they live.
The event began with students singing two Chinese songs at the bank’s lobby. Kristi Osborne (SVP/Compliance & CRA Officer) then greeted the students, and Andy Hou (EVP/Chief Operations Officer) introduced GBNA's background and emphasized the continued efforts of GBNA in supporting our community. Grace Lin (EVP/Head of Houston Lending) led a presentation of the Lending Department's processing and lending services and encouraged students to consider working in the financial industry when they grow up. Courtney Sitkowski (FVP/Branch Administrator) introduced the students to different bank accounts and services as well as the importance of saving.
As this was their first visit to a bank for many students, the students were ecstatic to see a real bank operation and utilize the Chinese skills that they learned from class. The event had a great turnout and was filled with fun for both sides!
Special thanks to Andy Hou, Grace Lin, Kristi Osborne, Courtney Sitkowski, and Terry Hou for participating and supporting the events.
Financial Literacy Program at Alief Elsik High School – May 4, 2023
Golden Bank, N.A. (GBNA) was invited by Alief Elsik High School (International Academy) to provide a financial literacy class to around 40 ninth grade students.
GBNA believes that highlighting financial knowledge among our youth is critical to their success. By increasing their understanding of how to budget and save money, students can create plans that hold themselves accountable for their finances and set a course for achieving seemingly unachievable goals.
The program covered the first step in financial planning, which included the five Cs of credit (character, capacity, collateral, capital, and conditions). Credit score, credit reports, and lastly, the basics for banking and budgeting, which included income and expenses.
Special thanks to GBNA officers Kristi Osborne, SVP/Compliance and CRA Officer; Ivan Zhu, FVP/Lending Officer; Courtney Sitkowski, FVP/Branch Administrator; Terry Hou, FVP/Community Relations Officer; and Lakisha Penny, Compliance Analyst, for investing their time and efforts in the financial literacy of our youth.
Financial Seminar held at Cupertino Branch – March 18, 2023
Golden Bank, NA (GBNA) North California teams held an Identity Theft Prevention Seminar at Cupertino Branch on March 18, 2023, covering topics on identifying and reducing the risk of elder financial exploitation, guarding against identity theft, planning for unexpected loss of the ability to manage your finances, finding other helpful resources on managing money and reporting financial exploitation etc. GBNA provides the seminar to help consumers in attendance in enhancing their financial knowledge and in preventing fraud.
Special thanks to Candy Chan, SVP/Branch Administrator, Joanna Tang, FVP/Branch manager, Yvonne Ruan, VP/Branch Manager for serving as the speakers at the seminar, and Gretta Ng, Susan Li, Jasmine Chen, Ying Mao, May Cai, Susanna Wu, Peggy Li and Kelly Cheuk for their support at the seminar.
Participated Pakistan America Chamber of Commerce Event– March 14, 2023
Golden Bank, NA (GBNA) participated in the SBA Programs & Services Summit held by Pakistan American Chamber of Commerce on March 14, 2023.
The SBA Program & Services Summit provided the information about of the SBA program, resources and services designed to help small businesses, the Economic Aid program, and the discussion about Accessing Grants & Lenders and Disaster Loans. GBNA South California team participated the summit and introduced GBNA SBA Loan programs and help small business owners to learn more information of SBA loans and other bank services.
Special thanks to Rashid Memon, EVP/Regional President, Kamran Toutounchian, SVP/Sr. Relationship Manager, Ali Elmas, VP/Loan Portfolio Manager, Kedar Dwivedi, AVP/Loan Portfolio Officer, Bhakti Patne, Loan Processor, Hong Le, Lending Assistant, Angela Kim, FVP/Tustin Branch Manager, Nicky Huynh, AVP/Customer Service Manager and Susana Cheng, VP/Branch Operations Manager for participating in the event.
Financial Seminar held by North Texas Collin County Taiwanese Chamber of Commerce - February 22, 2023
Golden Bank partnered with North Texas Collin County Taiwanese Chamber of Commerce to conduct a Financial Seminar in Richardson, TX on February 22, 2023.
Golden Bank Houston and Dallas Lending and Operations teams as well as Risk Officer from Houston participated in the seminar and provided several presentations covering Risk Perspectives Overview, Financial Statement Analysis, Golden Bank Lending Products and Basic Banking Account Services. The seminar provided small business owners and individuals with practical information on assessing entrepreneurial financial risks.
Special thank you to Kenneth Wu, Chairman, Derrick Nguyen, SVP/Risk Officer, Courtney Sitkowski, FVP/Branch Operations Administrator, Catherine Yang, FVP/Relationship Manager, and Shiraz Sadruddin Nandwani, Commercial/SBA Loan Processor for serving as speakers at the seminar; to Terry Hou, Community Relations Officer and Jenny Bradley, AVP/Branch Operations Manager for coordinating this event, and to all team members from Dallas Region who participated in this workshop.
Two Financial Literacy Programs Held at Petrosky Elementary School – February 3, 2023
Golden Bank, N.A. (GBNA) was invited by Petrosky Elementary School to provide two financial Literacy programs to around 40 3rd and 4th grade students.
The program highlighted financial knowledge including the difference between bank or credit union, history of bank, functions of bank, how to make good choices, how to balance income and expense and what is budgeting. The programs also encouraged and taught the students the importance of saving for the future. This program integrated with the students’ math class to improve their knowledge in making good choices in their financial future including budgeting.
Special thanks to GBNA Officers, Courtney Sitkowski, FVP/Branch Administrator, Marcela Yuan, VP/Loan Underwriting Officer and Terry Hou, VP/Community Relations Officer for investing their time and efforts in the financial literacy of our youth.
GBNA Participated in Chinese New Year Celebration Held at Petrosky Elementary School – January 27, 2023
Golden Bank, N.A. (GBNA) was invited by Petrosky Elementary School to join the Chinese New Year Celebration held on 1/27/2023 to financially support and celebrate the school’s Mandarin Immersion Program. The school launched this program in 2018 which serves students in grade Pre-Kindergarten through 4th Grade in learning both English and Chinese daily. The vision of the school is to help each and every student to reach their full potential and become a successful and contributing member of the community in which they live.
All students showcased their various talents including song and dance in Chinese, reading and martial arts. The turnout was very successful.
Special thanks to Courtney Sitkowski, GBNA FVP/Branch Administrator and Terry Hou, VP/Community Relations Officer for participating and supporting the event.
Financial Literacy Program Held at Chancellor Elementary School – January 17 & 19, 2023
Golden Bank was invited by Chancellor Elementary School to provide two financial Literacy programs to 101 2nd grade students.
The program covered basic financial knowledge including what is a bank, what type of financial functions and services a bank provides, how to issue a check and fill out a deposit slip and was followed up with group activity to learn how to budget the income and expense. Golden Bank offered red envelopes with lucky money to each student and teaches the importance of saving for the future. This program integrated with the students’ math class to improve their math skills and to establish the financial literacy of the youth.






Business Summits Partnered with Taiwanese Chambers of Commerce of North America – November 19, 2022
Partnered with North Texas Entrepreneur Education Training LLC at Hexa Coworking for Financial Workshop - October 18, 2022
Golden Bank partnered with North Texas Entrepreneur Education Training LLC to conduct a Small Business Financial Workshop in Richardson, TX on October 18, 2022.
Golden Bank Dallas Lending and Operations teams as well as Compliance/CRA Officer from Houston participated in the workshop and provided several presentations covering Risk Perspectives Overview, Financial Statement Analysis, Lending Products and Basic Banking Account Services. The workshop provided small business owners and individuals with practical information on assessing entrepreneurial financial risks.
Special thank you to Pervez Bhojani, EVP/DFW Regional President, Kristi Osborne, SVP/Compliance & CRA Officer, Catherine Yang, FVP/Relationship Manager, Javed Dawoodani, AVP/Credit Analyst, and Shiraz Sadruddin Nandwani, Commercial/SBA Loan Processor for serving as speakers at the workshop, to Terry Hou, Community Relations Officer for coordinating this event, and to all team members from Dallas Region who participated in this workshop.
Golden Bank Celebrates its 37th Anniversary
In celebrating Golden Bank’s 37th year milestone, Vice Chairman Milton Yang said: “Golden Bank was established in 1985 in response to the needs of the community to serve the small businesses and new immigrants. Not only did Golden Bank provide traditional banking and advisory services to our community, our goal was to offer more dedicated services by listening and understanding each customer’s needs, and deliver an integrated approach of marketing and technical assistance to our customers. The success of the Bank would not have been possible without the valued support of the whole company. The excellent performance was a result of dedication and perseverance from each and every one of our employees and the support and confidence of our directors and customers. I thank you all for the success we’ve had together and for helping us achieve this amazing milestone.”
Golden Bank is also proud to continue our tradition of supporting the community by providing financial and educational support to Petrosky Elementary School to commemorate our 37th Anniversary celebration. Petrosky Elementary School is a Title 1 campus that offers Mandarin classes to Pre-K to Fourth Grade students. On October 7th, 2022, Golden Bank donated $3,000 towards a Mandarin Immersion Program to Petrosky Elementary School and provided two financial literacy programs to students. Golden Bank believes the donation and financial literacy programs will not only enhance these students’ knowledge of Mandarin culture but also provide them the financial education needed to become successful.
Chief Executive Officer, David Lin stated regarding the 37th Anniversary: “In celebrating this tremendous milestone for our Bank, we are proud to have achieved total assets of over $1.4 Billion with strong loan production, deposit balances, and profits. We will continue the great progress we have made during the past years and challenge ourselves to strive towards even grander goals in the years to come.”
In 2022, we successfully set up our Cupertino Branch in the San Francisco Bay area. All of our Northern and Southern California Branches are now fully operational and providing excellent banking services to our customers in the region. This clearly demonstrates Golden Bank’s commitment as a partner for the economic and financial development in both Texas and California.
Golden Bank wants to reassure you that we will continue to be a leader in our community and provide excellent banking services for our customers for years to come! We look forward to your continued support. Together, with all of our loyal customers, passionate community, and dedicated team members, we will reach even greater heights!”
As always, if there is anything that our Bank can assist with, please visit our local branches or call 888-320-3838 for any of your banking needs.
Financial Literacy Program Held at Petrosky Elementary School – September 21, 2022
Golden Bank was invited by Petrosky Elementary School to provide two financial Literacy programs to around 50 1st and 2nd grade students. In addition to financial support, Golden Bank donates $3,000 to support their Mandarin Immersion Program, and also conducts the financial literacy program. The program covers basic financial knowledge including what’s the needs and wants, how to make good choices, how to balance income and expense and what is a bank. The program also encourages and teaches the importance of saving for the future. This program integrates with the students’ social science class to improve their knowledge to make good choices as well as the responsibilities between individual, families and communities.
Special thanks to Grace Lin, EVP/Head of Houston Lending, Terry Hou, VP/Community Relations Officer and Logan Nguyen, Lending Assistant for investing in the financial literacy of our youth.
2022 Taiwan Youth and Overseas Expatriate Bridging Program Held at Cultural Center of TECO – August 20, 2022
Golden Bank was invited by Joint Chinese College Alumni Association Southern USA (JCCAA) to participate in the Career Fair Section of the 2022 Taiwan Youth and Overseas Expatriate Bridging Program. The program covers local environment introduction, cultural differences between USA and Taiwan, business introduction, career fair, conference, etc. Patricia Chou, SVP/Human Resource Manager, introduced the banking industry, job functions, skill requirements, and how to apply for jobs. She also shared her personal experience to inspire all students. Terry Hou, VP/Community Relations Officer, introduced Golden Bank's organization, history, and banking services to students. She encourages students to learn more financial knowledge and make an innovative financial plan for the future. As most participating students are new in the USA, this program integrates with students' overseas learning experience and tries to help them to make their "American Dream Comes True"!
Special thanks to Patricia Chou and Terry Hou for investing in the career fair for youth.
Golden Bank Participated and Sponsored the 2022 C.A.R.E. Annual Fundraising Event for Elmore Elementary School – August 26 & 27, 2022
Golden Bank sponsored the 2022 Chinese American Relief Effort (CARE) annual fundraising event for Elmore Elementary School. In addition to financial support, Golden Bank team members also joined the school supplies packing and distribution activities on August 26 & 27, 2022. Eight GBNA CRA employees spent more than five hours after work to pack more than 600 school bags for students.
CARE is an alliance of over 30 Chinese American civic, faith-based, businesses and other nonprofit entities. Since its inception in 1993, CARE’s efforts have benefited over 25,000 families via various projects, including donation of school supplies to over 25,000 elementary school children in the greater Houston area. At CARE, we believe that children are the future, and we want to ensure all children have an equal opportunity to lead successful and productive lives.
Special thanks to our CRA heroes - Amy Cheng, FVP/Houston Portfolio Manager, Julie Li, VP/Loan Operations Manager, Jennifer Lu, VP/Underwriting Officer, Kimmie Yip/AVP Loan Underwriting Officer, Annie Xiao/ Harwin Branch Manager, Simon Lu/IT Help Desk, Cindy Tsai/Credit Processor, and Terry Hou, VP/Community Relations Officer for supporting this meaningful event.
Participated Trade Show held by Taiwan Hotel & Motel Association of Southern California at Hilton Irvine Orange County Airport – June 25, 2022
Golden Bank participated 47th Annual Convention held by Taiwan Hotel & Motel Association of Southern California on June 25, 2022.
The 47th annual convention and trade show of the Taiwan Hotel & Motel Association of Southern California was a post-pandemic special celebration for all hotel owners and related hospitality suppliers and sponsors. Golden Bank Southern California team participated the trade show and help small business owners to learn more information of SBA loans and other bank services.
Special thanks to Rashid Memon, EVP/Regional President, Joseph Chiuwei, SVP/Team Leader, Angela Kim, VP/Tustin Branch Manager and Nicky Huynh, Customer Service Manager for participating the event.
Business Summits Partnered with Southern Dallas Progress Community Development Corporation and Greater Dallas Taiwanese Chamber of Commerce – July 16, 2022
Golden Bank partnered with Southern Dallas Progress Community Development Corporation and Greater Dallas Taiwanese Chamber of Commerce to attend two events held on July 16, 2022.The 2nd Homeownership Fair held by City of Dallas and arranged by Southern Dallas Progress Community Development Corporation is to educate residents and prospective homebuyers about how to achieve and maintain the American Dream of homeownership.
The annual gala held by Greater Dallas Taiwanese Chamber of Commerce is to raise funds to support high school students have the opportunity to experience life in another students’ home city and provide future leaders with a better global perspective of each other’s world.
Special thanks to Catherine Yang, FVP/Relationship Manager, Jenny Bradley, AVP/Legacy Branch Operations Manager, Joyce Li, AVP/Richardson Branch Manager, Hsiu-Ying Yen, Winson Hsieh and Serena Virani for participating at the events.
Financial Workshop Partnered with Jim & JoAnn Fonteno Senior Education Center – July 14, 2022
Golden Bank partnered with Jim & JoAnn Fonteno Senior Education Center providing a workshop covering topics on “Payment Technology & Online Security Tips”, “Fraud Prevention” and “General Banking Products & Services”. Golden Bank provides the workshop to help seniors in attendance enhance their financial knowledge and prevent fraud.Jim & JoAnn Fonteno Senior Education Center provides residents a place to gather for educational seminars, fitness classes, group activities, and social support. There are many special events aimed at people of all ages and offer engaging activities designed to keep seniors active in the community.
Special thanks to Reginia Tunchez, SVP/Digital Central Processing Manager, Derrick Nguyen, SVP/Corporate Risk Officer, and Orlando Rosa Rodriguez, FVP/BSA/OFAC Officer for serving as speakers at the workshop, and to Terry Hou, VP/Community Relations Officer for support at the workshop.
Financial Workshop Partnered with Houston Asian Retired Persons (HARP) held at Tracy Gee Community Center – June 17, 2022
HARP is a Chapter of AARP (American Association of Retired Persons) which is a United States–based interest group focusing on various issues affecting people over the age of 50. According to the organization, AARP has more than 38 million members as of 2018.
HARP was organized in 2000 and has currently more than 100 members in the Greater Houston area. Its mission is to minimize or eliminate the language barrier and for members to get updates on topics such as caregiving, financial security and health and wellness in the Chinese community in greater Houston areas. The membership benefits include various seminars, medical and travel arrangements, etc.
Special thanks to Kathy Gao, AVP/BKKP Manager, Vicky Wang, VP/Bellaire Branch Manager, and Terry Hou, VP/Community Relations Officer for serving as speakers at the workshop, and to Regina Tunchez, SVP/Digital Central Processing Manager and Kristi Osborne, SVP/Compliance & CRA Officer for their support and assistance at the workshop.
Taiwan Yes Festival - 5/14/2022
Taiwan night markets have become popular attractions all across the world and the wonderful food and fun activities connect on Taiwanese Heritage. Taiwan Yes Festival has gathered more than 5,000 people from greater Houston area in past years. Golden Bank teams participated the event held on 5/14/2022 and continue our tradition of supporting the community.
Special thanks to Chairman Kenneth Wu, Kimmie Yip, Vicky Wang, Bill Chen, Sharon Yu, Marie Tran, Fanny To and Eva Lo for their participation at the festival and for representing the best that Golden Bank has to offer.
Financial Literacy Program Held at Chancellor Elementary School – May 9 & 13, 2022
Golden Bank was invited by Chancellor Elementary School to provide two financial Literacy programs to 117 2nd grade students. The program covers basic financial knowledge including the purpose of a bank, what type of financial functions and services a bank provides, and how to issue a check and fill out a deposit slip. The program also encourages and teaches the importance of saving for the future. This program integrates with the students’ math class to improve their math skills while also establishing the financial literacy of the youth.
Special thanks to Jennifer Pi, FVP/Closing Manager, Kimmie Yip, AVP/Loan Underwriting Officer and Terry Hou, VP/Community Relations Officer for investing in the financial literacy of our youth.
Financial Workshop held at Chancellor Family Center – April 6, 2022
Golden Bank partnered with Chancellor Family Center to provide a workshop covering literacy on financial security awareness including identity theft prevention, online security tips and also covering basic banking services that Golden Bank provides to help the families in attendance enhance their financial knowledge.
Special thanks to Reginia Tunchez, SVP/Digital Central Processing Manager, Pedro Isaias Arce, FVP/Compliance & CRA Officer, Ann Sun, Sugar Land Branch Operations Manager and Terry Hou, VP/Community Relations Officer for being the speakers at the workshop.
Golden Bank, N.A. - 2022 Shareholders’ Meeting
At the shareholders meeting, the shareholders elected the new board of directors, and Chairman, Kenneth Wu reported the remarkable results of 2021.
“Although 2021 was a challenging year due to the pandemic with severe impact to the global economy, I want to thank our employees in pulling through this difficult time. Our board of directors worked closely with our senior management to adapt and made changes to our strategy, and as a result our Bank have delivered some of the best performance results in the history of the Bank. As of December 2021, our total assets reached $1.29 Billion with total deposits of $1.06 Billion, and total loans of $1.03 Billion. With the net income after tax of $25 million, the return on assets (ROA) was 1.98% and return on equity (ROE) at 15.25%. The excellent performance was a result of dedication and perseverance from each and every one of our employees, our outstanding collaboration, and the support and confidence of our directors and shareholders."
“Golden Bank will continue with our strategy in helping small and mid-sized businesses to successfully integrate into the ever-changing financial environment. Our goal is to ensure the Bank supports both our customers and our community in any ways we can during this trying time. Our commitment to the Bank’s vision in providing excellent banking solutions and services is the core in everything that we do.” said Chairman Wu.
David Lin, Chief Executive Officer said, “Beyond broadening its presence in Texas, Golden Bank has steadily forged its network in California. No matter where the market is, Golden Bank strives to optimize its financial services, advance innovation through financial technology, and strengthen the integration of the financial resources to provide customers with the widest range of products and most convenient financial services in the industry.
“In 2021, we successfully set up our Rowland Heights Branch and Millbrae Branch, as well as our Northern California (Burlingame) Loan Production Office. Our Alhambra Branch, Tustin Branch, and Irvine Loan Production Office has continued to provide excellent banking services to our customers in the Southern California region as well. This clearly demonstrates Golden Bank’s commitment as a partner for the economic and financial development in California.”
At the shareholder’s meeting, the shareholders elected the eight current board members – Mr. Kenneth Wu, Mr. Milton Yang, Mr. Richard Tseng, Mr. Al Duran, Ms. Alice Chen, Mr. Dennis Wu, Mr. David Lin, and Mr. Herbert Ng to continue serving as directors of Golden Bank for the coming year. The Board also elected Mr. Kenneth Wu as the Chairman of the Board and Mr. Milton Yang, Mr. Richard Tseng, and Mr. Al Duran as the Vice Chairman.
Golden Bank, N.A., with over 37 years of community banking experience, looks forward to continuing to serve our customers in Texas and California. We are dedicated to providing a full line of flexible, convenient, and professional banking services that are catered to the unique needs of our customers.
For more information, please visit the bank’s website: www.goldenbank-na.com.
Golden Bank Headquarters: 9315 Bellaire Blvd., Houston, Texas 77036
Telephone: 888-320-3838.

Golden Bank Hosts Financial Literacy Program at Chancellor Elementary School on November 17, 2021
Pedro Isaias Arce, FVP/Compliance & CRA Officer, Kimmie Yip, AVP/Loan Underwriting Officer and Terry Hou, VP/Community Relations Officer presented the “SMART $AVER” program and taught the basics of budgeting and get smart about banking with students. The pre-K students were very receptive of the information and even presented our Bank with an adorable poster to show their appreciation for our program and donation.




Golden Bank Celebrates its 36th Anniversary
Golden Bank was established in 1985 in response to the needs of the community to serve the small businesses and new immigrants. By constantly listening to our customers, Golden Bank makes it a mission to offer quality financial services that meet our community’s evolving needs. Golden Bank is proud to continue our tradition of supporting the community by providing financial support to both Chancellor Elementary and the Lee’s to commemorate our 36th Anniversary celebration.
In celebrating Golden Bank’s 36th year milestone, Chairman Kenneth Wu said: “The past 36 years gave us a chance to learn from our customers in the community about their evolving financial needs, new opportunities, and challenges. The Bank continuously looks for ways to better help small and mid-sized businesses integrate into the ever-changing financial environment. Now more than ever, it is crucial that we learn from our past experiences, while ensuring we continue to adapt to the dynamic changes in the financial markets. As our community continues to face challenges with COVID-19, our goal is to ensure the Bank supports both our customers and our community in any way we can during this trying time. We genuinely appreciate all of our customer’s trust and support, and you can be assured of our continued dedication to the Bank’s vision in providing excellent banking solutions and services. As we head into our 37th year, our team will stay vigilant and work diligently and efficiently, so that we can provide the same high quality of services to our wonderful customers for years to come.”
Chief Executive Officer, David Lin stated: “In addition to our success in Texas, Golden Bank has successfully expanded in Southern and Northern California. In 2021, we have successfully set up our Rowland Heights Branch and Millbrae Branch, as well as our Northern California Loan Production Office. Our Alhambra Branch and Tustin Branch has continued to provide excellent banking services to our customers in the Southern California market too. As COVID-19 continues to impact our communities, Golden Bank wants to reassure you that we are taking every action to support our customers and businesses to overcome these difficult times.
As always, if there is anything that our Bank can assist with, please visit our local branches or call 888-320-3838 for any of your banking needs.





Golden Bank, N.A. - 2021 Shareholders’ Meeting
Golden Bank, N.A. held its 2021 Annual Shareholders’ Meeting on March 18th, 2021 at its corporate office in Houston, Texas.
Besides electing the new board of directors and reporting the 2020 financial results, Mr. Kenneth Wu, Chairman of Golden Bank thanked the board and management team in achieving excellent financial results amid a difficult year. “The COVID-19 pandemic has been a long journey for all of us, and it definitely has impacted everyone’s life - both professionally and personally. However, I am truly proud of our employees who had displayed the resilience and professionalism during this difficult time. I am also very happy to share the successful inauguration of our new Northern California Loan Production Office in San Francisco and the opening of our third full-service branch in Rowland Heights, Los Angeles. These strategic expansions will further our market share in California.
“Despite the pandemic, Golden Bank achieved solid growth in both loans and deposits. As of December, our total assets reached $1.15 Billion. Our income before tax for the year ended 2020 was $19.2 million, and net income after tax of $15.3 million. We achieved these goals as a result of hard work and dedication from each and every one of our employees, our exceptional teamwork, and the support and confidence of our directors and shareholders.
“Golden Bank operates a balanced strategy to minimizes risk while focusing on sound and prudent practices. Since our establishment, Golden Bank has always approached our customer relationship with a “win-win” model. To win our customers’ loyalty and trust, we work hard to ensure excellent customer satisfaction while helping them to achieve financial success. ” said Mr. Kenneth Wu.
David Lin, Chief Executive Officer said, “Golden Bank stays true to the goal of not only providing top-quality banking services, but also offering services that are customized to our customers’ needs. We believe the opening of our new Rowland Heights Branch and Northern California Loan Production Office will further enhance the overall banking relationships with our current customers, while servicing the local businesses and community. It also clearly demonstrates Golden Bank’s commitment as a partner for the economic and financial development in this area.”
At the shareholder’s meeting, the shareholders elected the eight current board members - Kenneth Wu, Milton Yang, Richard Tseng, Al Duran, Alice Chen, Dennis Wu, David Lin and Herbert Ng to continue serving as directors of Golden Bank for the coming year. The Board also elected Mr. Kenneth Wu as the Chairman of the Board and Mr. Milton Yang, Mr. Richard Tseng, and Mr. Al Duran as the Vice Chairman.
In helping our community and customers to overcome the impact of the COVID-19 pandemic, Golden Bank actively rolled out the two Paycheck Protection Programs (PPP) from the Small Business Administration. We successfully completed over thousands PPP loans and helped hundreds of small business customers to obtain the loans to keep their workers on payroll.
Golden Bank, N.A., with over 35 years of community banking experience, looks forward to continuing to serve our customers in Texas and California. We understand the unique needs of our customers, and provide a full line of flexible, convenient, and professional banking services. For more information, please visit the bank’s website: www.goldenbank-na.com.
Golden Bank Headquarters: 9315 Bellaire Blvd., Houston, Texas 77036
Telephone: 888-320-3838.

Golden Bank Celebrates its 35th Anniversary
On October 8, 2020, Golden Bank partnered with Hope Clinic to offer low-income families with free flu shots as part of its 35th Anniversary Celebration at our headquarter Bellaire office.
In 1985, Golden Bank was established in response to the needs of the community to serve the small businesses and new immigrant customers. Golden Bank set out to offer quality financial services because we listened and understood our customers’ needs. Golden Bank is proud to continue our tradition of putting customers first by providing free flu shots during a public health crisis as an alternative way to celebrate our 35th Anniversary.
Over the past 35 years, Golden Bank continued to support our community and actively sponsored numerous organizations and events. In 2020, as the COVID-19 pandemic and resulting hospitalizations continued to rise, Golden Bank partnered with Taiwanese Chamber of Commerce of North America (TCCNA) and donated more than 250,000 masks to City of Houston, City of Sugar Land, City of Stafford, Harris County Judge Office, Congressmen, City Councils, County Constable Office, and multiple nursing homes in Houston. Golden Bank also sponsored the “Asian Americans Salute Frontline Heroes” project to purchase and distribute meals to first responders and frontline healthcare workers to show our appreciation for these local heroes.
In celebrating Golden Bank’s 35th year milestone, Chairman Kenneth Wu said: “The past 35 years gave us a chance to learn from our customers in the community about their evolving financial needs, new opportunities and challenges. As a small and mid-size business, how the Bank can better help them integrate into the ever changing financial environment. As a Bank, we look forward to learning from our past experiences, while ensuring we adapt to the dynamic needs of our customers. We genuinely appreciate all of our customer’s trust and support, and you can be assured of our continued dedication to the Bank’s vision in providing excellent banking solutions and services.
“Golden Bank’s total assets surpassed one billion dollars last year, which was a remarkable milestone and a testament to our team’s strong performance. As we head into our 36th year, our team will stay vigilant to work diligently and efficiently, so that we can provide the same high quality of services to our wonderful customers.
“In addition to our success in Texas, and with the amazing effort and support from our employees, Golden Bank has successfully expanded in Southern California. Both our Alhambra Branch and Tustin Branch have been providing excellent banking services to our customers in the Southern California market. Our plan is to continue to expand and establish more services in California.”
Chief Executive Officer, David Lin mentioned: "As COVID-19 continues to impact our communities, Golden Bank wants to reassure you that we are taking every action to support our customers and businesses to overcome these difficult times. Today’s free flu shot event is one of the ways Golden Bank continues to be a leader in supporting our customers and community. Together, we will overcome the pandemic and be stronger!”
As always, if there is anything our Bank can assist with, please visit our local branches or call 888-320-3838 for any of your banking needs.





“Gift of Masks” Donation – July 31, 2020
On Friday, July 31, 2020, Chairman Kenneth Wu and CEO David Lin represent Golden Bank and Taiwanese Chamber of Commerce of North America donated 20 thousand masks to City of Sugar Land. Mayor Joe Zimmerman and EMS Chief Doug Boeker accepted the donation. , Direct General Robert Lo and Director Patrick Ho from TECO, Mr. Jemmy Lo, and Golden Bank CEO David Lin joined the ceremony.
Today, we face a Coronavirus pandemic, all people in the world are struggling to cope with the physical and emotional impact of treating a crushing wave of COVID-19 patients. There are no other way more important than wearing masks, washing hands and keeping social distancing. Golden Bank sponsor the “Gift of Masks” project which was launched by Taiwanese Chamber of Commerce of North America purchasing masks to be donated to Sugar Land citizens.
While cases continue to rise in Texas, we would strongly recommend everyone to wear the masks to avoid the community spread. Together, we can protect communities healthy and safe.
Gift of Masks Ceremony - July 24, 2020
On Friday, 7/24/2020, Chairman Kenneth Wu represents Golden Bank and Taiwanese Chamber of Commerce of North America donated 10 thousand masks to City of Stafford. Mayor Pro Tem Wen Guerra accepted the donation, Council members Mrs. Alice Chen, Mr. Cecil Willis, Mr. Ken Mathew, Ms. Virginia Rosas, Mr. Don Jones, and Director Patrick Ho from TECO joined the ceremony.
Golden Bank sponsor the “Gift of Masks” project which was launched by Taiwanese Chamber of Commerce of North America. Researchers have determined that wearing face masks is one of the most effective ways to prevent the transmission of COVID-19 disease. Golden Bank supported the fundraising to purchase 10 thousand masks to be donated to Stafford citizens.
As the COVID-19 infections and resulting hospitalizations continue to rise, we would strongly recommend everyone to wear the masks to prevent further transmission of the disease. Let’s work together to overcome this virus and keep our communities safe and healthy.
“Gift of Masks” Donation - July 7, 2020
Golden Bank participates the “Gift of Masks” project which was launched by Taiwanese Chamber of Commerce of North America (TCCNA). Researchers have determined that wearing face masks is one of the most effective ways to prevent the transmission of COVID-19 disease. TCCNA invited many enterprises and individuals to raise funds in order to purchase 10 million surgical masks to be donated to the seniors and frontline workers in our communities.
Golden Bank is one of the donors to support the meaningful event. To support the community, Golden Bank also sponsored the “Asian Americans Salute Frontline Heroes” project to purchased and distributed meals to the first responders and frontline healthcare workers to show the appreciation.The masks were donated to City of Houston, Congressmen, City Councils, County Constable office and many nursing homes in Houston. As the COVID-19 infections and resulting hospitalizations continue to rise, we would strongly recommend everyone to wear the masks to prevent further transmission of the disease. Let’s work together to overcome this virus and keep our communities safe and healthy.
Golden Bank, N.A. - 2020 Shareholders’ Meeting
Golden Bank, N.A. held its 2020 Annual Shareholders’ Meeting on May 14th, 2020 at its corporate office in Houston, Texas.
“2019 was a milestone year for the Bank. The Bank’s total assets surpassed the one billion dollar mark since October 2019, with significant loans and deposits growth. Our Bank recorded a net-income-after-tax of $15.2 million for the year, the highest level in our bank’s history. Although we are proud of our success, I want to emphasize that the success is a team effort, and we could not have reached these goals without the hard work and dedication from each and every one of our employees. I want to especially thank our board of directors and our shareholders for their support and confidence in our management.
Golden Bank upholds the principle of quality and value. We strive for long-term and sustainable values while pursuing our business goals. We build the Bank with a balanced strategy and minimize the risk borne by our customers and the Bank by focusing on sound and prudent practices. Since our establishment, Golden Bank has always built our relationship with our customers on the principle of a “win-win” model. We emphasize quality products and services at the most favorable prices to our customers; while at the same time, we strive to enhance our competitiveness and efficiency through sustainable strategies. To win their loyalty and trust, our Bank works hard to achieve excellent customer satisfaction while helping them to achieve financial success.
With the recent development of the COVID-19 pandemic, safety and health of our customers and employees became the Bank’s top priority.Golden Bank wants to reassure our community that we are taking every measure to protect our customers and our employees, while maintaining uninterrupted services to serve our customers.” said Mr. Kenneth Wu, Chairman of Golden Bank.
Herbert Ng, President of Golden Bank said: “While pursuing business development, Golden Bank has always focused on long-term values, corporate social responsibility, and sustainable enterprise development. Golden Bank is committed to expand our services by continual development of our product and services, such as online banking, cash management and our newly launched commercial payment processing services to serve our customers in Texas and California.
To help our community and customers to overcome the impact of the COVID-19 pandemic, Golden Bank actively rolled out the Paycheck Protection Program (PPP) from the U.S. Small Business Administration. We have successfully completed millions of PPP loans and helped hundreds of small business customers and non-customers to obtain loans to keep their workers on payroll.”
At the shareholder’s meeting, the attending shareholders re-elected the seven current board members - Kenneth Wu, Milton Yang, Richard Tseng, Al Duran, Alice Chen, Dennis Wu and Herbert Ng to continue to serve as directors of Golden Bank for the coming year. The Board also elected Mr. Kenneth Wu as the Chairman, Mr. Milton Yang, Mr. Richard Tseng and Mr. Al Duran as the Vice Chairman.
Golden Bank, N.A. with over 30 years of community banking experience serves our customers in Texas and Southern California. We understand the needs of our customers, and provide a full-line of flexible, convenient and professional banking services. For more information, please visit the bank’s website: www.goldenbank-na.com.
Golden Bank Headquarter: 9315 Bellaire Blvd. Houston, Texas 77036; Telephone: 713-777-3838.
Congressman Visit


Identity Theft Protection


Finance Your Small Business to Success!
Golden Bank held a Small Business Seminar covering SBA loans, Cash Management and Merchant Card on Tuesday 8/27/2019. The event invited customers from Houston, Dallas and South California to participate. Bill Chen, SVP/Lending Officer and Regina Tunchez, SVP/Digital/Central Process, introduced Golden Bank various Lending and Cash Management Service to customers to better help small and mid-sized businesses integrate into the ever-changing financial environment.





Senior Financial Fraud and Abuse & Identity Theft Protection




2019 Taiwan Youth and Overseas Expatriate Bridging Program
On 7/24/2019 Chairman Wu, CEO Dr. Huang, President Ng, Milton Yang, Richard Tseng and Alice Chen all attended 2019 Taiwan Youth and Overseas Expatriate Bridging Program held at Golden Bank. Golden Bank senior managers shared their working experience and inspired the youth to learn more and established good credit and relationship from now.



The 6th Taiwan Yes Festival - 4/20/19

The 6th Taiwan Yes Festival, a food bazaar with night market games and Art & Culture Fair was held on April 20th, 2019. The event was full of great food, exuberant activities, and tons of fun. The festival gathered more than 6,000 attendees from the greater Houston area. Golden Bank employees were in attendance to participate and support the event. This event allowed us to show our continued commitment as a partner for the economic and financial development of the community we serve. 

Special thanks to Milton Yang, Dr. Joe Huang, Annie Tang, Erin Yang, Christine Jin, Isabella Fan, Kimmie Yip, Kathy Gao, Nancy Li, Phyllis Meng, Ruby Liu, Sharon Yu, Shasha Piao, and Terry Hou for their participation at the festival and for representing the best that Golden Bank has to offer.
3/25/19
Golden Bank Harwin Branch Celebrates Its 10th Anniversary
13-month fixed-rate CD at 2.95% Annual Percentage Yield (A special promotion applies to Harwin Branch only)
Golden Bank celebrated the 10th anniversary of its Harwin Branch on Monday, March 25, 2019. Golden Bank was established in 1985 in response to requests from the community for excellent banking products and services. As the first minority-owned bank in Greater Houston area, Golden Bank offers popular SBA loan programs to help your business succeed. Golden Bank also develops specific line of credit programs and online banking services to meet your expanding business needs. Golden Bank commits itself as a partner of the economic growth and financial development for residents and businesses within its communities for many years to come.
9/18/18
On Tuesday, September 18, 2018, Golden Bank held the ribbon cutting ceremony and reception to celebrate its new Alhambra Branch Grand Opening. Congresswoman Judy Chu, Assembly Member Ed Chau, Monterey Park City Mayor Stephen Lam, San Marino City Vice Mayor Dr. Steven Huang, Director General of Taipei Economic and Cultural Office in Los Angeles Ambassador Abraham Chu, Chinese Consolidated Benevolent Association President Peter Luong, Honorable President World Taiwanese Chamber of Commerce Jackson Yang, County Supervisor Office Community Outreach Deputy Jimmy Wu, AHMC Healthcare Co Chief Executive Officer Dr. Wen-Ta Chiu, Alhambra Chamber of Commerce Marketing Manager Stan Yonemoto, Deputy Director General of Taipei Economic and Cultural Office in Los Angeles Tony Ong, and many distinguished guests joined the ceremony to congratulate the new partner in the community.
Golden Bank is the first and one of the largest Chinese-American banks based in Texas. Golden Bank was established in 1985 in response to requests from the community that wanted excellent banking services for small businesses as well as new immigrants. Ever since its inception, Golden Bank stayed true to the goal of not only providing top-quality banking and advisory services, but also offering more individualized services that would be tailored to understanding each of our customers’ unique needs. In addition, Golden Bank strives to respond and deliver an integrated approach of marketing and technical assistance to our customers.
Golden Bank’s headquarter is located in the City of Houston, which is the 4th most populous city in the United States. Based on 2010 Census, City of Houston’s population is 2.1MM, Asian population consists of 6%. Houston’s economy is mainly concentrated in Energy and Medical, where Texas Medical Center is the world’s largest concentration of healthcare and research institutions. Mission Control of NASA’s Johnson Space Center is also located in Houston.
“Your presence today is greatly appreciated and is encouragement and assurance for us to fulfill our goals at this new branch. Golden Bank currently has 6 branches in the Greater Houston and Dallas Areas; two loan production offices at Irvine and Rowland Heights, and now we have two full branches in Tustin and Alhambra. In the past years, Golden Bank has had significant growth in loans and deposits. Today, our total assets reached $880 million and net income as of July 2018 was $8 million. We believe the opening of our Alhambra branch will further enhance the overall banking relationships with nearby retail businesses and residents, as well as providing easier access and convenience to the surrounding communities. It also clearly demonstrates Golden Bank’s commitment as a partner for the economic and financial development in this area. “ Kenneth Wu, Chairman of Golden Bank said.
Dr. Joe Huang, Chief Executive Officer of Golden Bank said, “Chairman Wu and I have recruited a team of successful managers as foundation for our expansion to San Gabriel Valley in addition to a branch and a loan production office at Tustin, and a loan production office at City of Industry. As CEO, I will ensure all California offices are part of this learning organization, and our process and strategy are in line with the easy and effective way we serve our customers. Let’s celebrate again when we reach $1 billion total assets next year and 15% ROE the year after. Thank you. “